What People Are Saying…


FreedomCare Benefits

Clayton M. Koerner, H.I.P.
President, Kern Association of Health Underwriters
Insurica – Insurance Management Network

“Just had a concise, organized, informative and most useful presentation on the Affordable Care Act from Kaya Bromley, JD, MSW. Kaya presented to 50 health insurance agents, bringing clarity to this legislation. If your group is looking for a knowledgeable speaker on the Affordable Care Act, I strongly suggest you consider Kaya Bromley. Also, her book, “The Employer’s Guide to Obamacare” is a blue print on what a large employer needs to eliminate fines and penalties, while meeting all of the requirements of this legislation. Follow her lead and save thousands of dollars.”

FreedomCare Benefits

MARC LAPOINTE
President, Freedomcare Benefits

 “Kaya’s approach to the ACA is refreshing. She does an incredible job of making the complex simple, and her unique ability to break down the law into bite size pieces allows anyone to understand it. The Employer’s Guide to Obamacare is a recommended read.”

Ted Ehlen

WRJN News-Talk 1400 Radio serving Racine-Wisconsin

Kaya was a great guest to have on our show. Who knew talking Obamacare could be entertaining?

Greg Gribble

Owner (Jack-In-The-Box® Franchisee)

Kaya’s big picture approach to implementing the ACA is refreshing. She presented multiple trainings for the Jack-in-the-Box franchisees and each one helped me to understand what I need to understand as a business owner. In working with her, I did not get bogged down with the details. She helped me think strategically and see ways to plan for next year.

Cindy Jones
Director of Operations, McDonalds of San Joaquin County and Redarhcs, Inc.
Kaya helped us look at complex problems and find the opportunities and solutions. She has been working with our team to help us make sure we are ahead of the curve with the ACA changes. Her no-nonsense approach combined with her legal knowledge and expertise has made her a great asset to our company as we implement our ACA strategy. Recently she came to our office to speak to our Managers about how the law will impact them.

Nic Gutierrez
President – ENTRA Insurance
Kaya and her team at Your ObamaCare Advisors have done an excellent job of providing pertinent information regarding healthcare reform and how it will affect my clients. There are several outlets for ACA education but Kaya, though her webinars and personal advice, was able to clarify certain ambiguities within the structure of the law. The most recent Webinar on Look- Back evaluation was a good example of the key issues that need to be address now as opposed to waiting until January 1st 2015.

David Mitchell
CFO. HKM II, LLC. (Burger King® Franchisee)
Kaya’s FAQ’s on Obamacare were the most clear and concise that I have read. She takes a no-nonsense approach to explaining the law and cuts through all the confusing details.

Praise From Readers of Kaya's Books

William Dyer
Vice-President and Co-Founder of HCP National Insurance Services, Inc.

A good read for anyone trying to figure out this confusing law. Kaya’s book is very easy to understand.

Bruce C. Lichtenberg
Area Senior Executive Vice President, Arthur J Gallagher & Co

The ACA is overwhelming and foreign to most people who are trying to understand it. Kaya’s book, The Employer’s Guide to ObamaCare, makes sense of the law and addresses issues from the employer’s perspective. She not only breaks down the law into understandable components, she teaches employers what they need to do about it. From my point of view as a consultant and broker who has studied the ACA, Kaya’s perspective as an independent expert is just the resource broker’s need for their clients.

Paul J Zalewski
Managing Attorney at the Zalewski Law Firm

Thank you for providing the most comprehensive and digestible guide to possibly the most confusing and complex statute in history. A MUST have for any attorney representing large or small corporate clients.

Joey Janssen
Regional Sales Director/PPACA Expert, Benefits Advisors, Inc.

What a great book to have at all times for reference. Easy to understand, quick to find topics and great explanations of difficult to understand concepts such as the various new measurement periods.

Ryan Moulder
Partner, Health Care Attorneys P.C.

Kaya’s book is an indispensible resource for employers looking to educate themselves on the Affordable Care Act. The book gives decision makers the necessary tools to make informed decisions regarding the law. Readers will be equipped to have an intelligent and insightful conversation with attorneys, accountants, and brokers based on what they learned from the book.

NICHOLAS ROXBOROUGH, Esq.
Partner, Roxborough, Pomerance, Nye & Adreani

“All employers and advisors of employers need to read this book. Kaya’s understanding of the ACA and how it will impact businesses is second to none. This is the only book you may need to read!”

JACK BUTORAC, CEO
Marco’s Franchising, LLC (Marco’s Pizza®)

“Kaya’s book is a fun read that kept my interest and gave me useful action steps. Great for business owners with short attention spans.”

DAVID G. JOHNSON, Esq.
President of the California Self-Insured Groups and Partner, Leach, Johnson, Song & Gruchow

“Absolutely Fantastic! Best explanation of the ACA I have read.”

Bryon Stephens, President
Marco’s Franchising, LLC (Marco’s Pizza®)

“A Must Read!”

Jill Lederer
President/CEO, MBA, ACE – Greater Conejo Valley Chamber of Commerce
Kaya Bromley was the best resource our large Chamber of Commerce could have asked for to explain how to navigate ObamaCare. Our Chamber has a diverse membership with many different market segments and Kaya provided clarity and resources for all of them. I give her my highest recommendation as the expert for this business-changing legislation.

Jonathan A. Hines
Membership Coordinator – Greater Conejo Valley Chamber of Commerce
Kaya’s presentation was concise and broke down the Healthcare Reform the way we and our members have been looking for. After a long search in our membership for an expert, one of our board members finally found Kaya and gave us a more clear understanding of the new laws than I thought was possible!

Nic Gutierrez
President – ENTRA Insurance
Kaya and her team at Your ObamaCare Advisors have done an excellent job of providing pertinent information regarding healthcare reform and how it will affect my clients. There are several outlets for ACA education but Kaya, though her webinars and personal advice, was able to clarify certain ambiguities within the structure of the law. The most recent Webinar on Look- Back evaluation was a good example of the key issues that need to be address now as opposed to waiting until January 1st 2015.

Marie Brown
Vice President. Alamal Pizza, Inc. (Marco’s Pizza® Franchisee)
Kaya’s presentation was the first presentation that simplified the complexity of Obamacare. It broke it down in a way that I understood what steps I need to take next. It also clarified the necessity for planning, providing real tools to take the next steps. It became obvious, after sitting through her presentation, that this is not a one size fits all obstacle and being proactive is a real necessity.

John Balletto
President/Principal. Balletto Vineyards & Winery
Kaya’s presentation was short, straight to the point and detailed. Just what I want to know as a business owner.

FreedomCare Benefits

Craig Schrader
Owner, McDonald’s of San Joaquin County and Redarhcs, Inc.
Kaya has the ability to look at complex problems and find the opportunities and solutions. She has been working with me and my team to help us make sure we are ahead of the curve with the ACA changes. Her no-nonsense approach combined with her legal knowledge and expertise has made her a great asset to my company as we implement our ACA strategy.

Ken Switzer
VP / CFO
I have attended 7 different seminars presented by various insurance, accounting, and law firms in the last year to gain a better understanding of the PPACA (Obamacare health care reform). While I learned quite a bit from the seminars and their Q&A sessions, Kaya’s group had the best grasp on the law, the regulations that implement the law, and what this all means to me as a small businessman. I’m not saying that the other firms were wrong or that they didn’t understand the law as I’m sure they did. But Kaya seemed to have a way of explaining the law that made it easier for me to understand. While Kaya is a lawyer, she has a way of bringing the very complex down to the easy to understand. She has allied herself with industry leading accounting and legal professionals to advise her clients on all aspects of the law. I’m happy to recommend Kaya and Your Obamacare Advisors.

Anthony Mello
CFO & VP of Operations. GoldRiver Orchards, Inc.
This is simply outstanding work/research and very much appreciated. I want to commend you, Kaya, and your team for a job well done. We hope to be able to work with you, your team, and Kaya on this and related matters in the future. Thanks, again for doing such a wonderful job for us.

Brigid Heid
Attorney. Carlile Patchen & Murphy
As an employment lawyer working with business owners, I have been bombarded with reference materials that claim to explain the Affordable Care Act (Obamacare). The “Obamacare Business Roadmap” is by far the most concise and understandable resource that I’ve come across to date. Your book explains the law in simple terms, explains the risk of failing to act, and guides the business owner on what steps to take. Every business owner struggling with Obamacare needs to read your book. Now!

David Mitchell
CFO. HKM II, LLC. (Burger King® Franchisee)
Kaya’s FAQ’s on Obamacare were the most clear and concise that I have read. She takes a no-nonsense approach to explaining the law and cuts through all the confusing details.

Greg Gribble
Owner (Jack-In-The-Box® Franchisee)
Kaya’s big picture approach to implementing the ACA is refreshing. She presented multiple trainings for the Jack-in-the-Box franchisees and each one helped me to understand what I need to understand as a business owner. In working with her, I did not get bogged down with the details. She helped me think strategically and see ways to plan for next year.

Cindy Jones
Director of Operations, McDonalds of San Joaquin County and Redarhcs, Inc.
Kaya helped us look at complex problems and find the opportunities and solutions. She has been working with our team to help us make sure we are ahead of the curve with the ACA changes. Her no-nonsense approach combined with her legal knowledge and expertise has made her a great asset to our company as we implement our ACA strategy. Recently she came to our office to speak to our Managers about how the law will impact them.

 

The Employers Guide To Obamacare

The Affordable Care Act (ACA) is one of the most confusing and difficult laws US employers have ever had to face. It is thousands of pages long and changes constantly. The Congressional Budget Office has estimated that the IRS will collect approximately $130 Billion dollars from employers who fail to comply with the law over the next 10 years. Fortunately, the Employer’s Guide to Obamacare is here to help business owners navigate the minefield.

 

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